"Survive to 25" was bullshit. We're halfway through 2025 and it still feels brutal. But the data is starting to tell a different story.

Luke and Mikey break down what's really happening and why 2025 might be looked back on as the economic bottom. We cover the fatigue everyone's feeling, why people are leaving at record levels, and the regional differences across the country.

The reality? Some are crushing it while others are struggling. The difference isn't luck, it's taking control of your income instead of waiting for someone else to save you.

Find Mikey:

Instagram https://www.instagram.com/officialmikeysmith/

Linkedin https://www.linkedin.com/in/mikey-smith-25999548/

Website https://guardiansmith.co.nz

Amy from http://Levridge.co.nz has come on as a sponsor of Keep The Change to help people with their financial planning.

Stuck? Find Amy : amy@levridge.co.nz

Instagram: https://www.instagram.com/amy.levridge

Website: https://www.levridge.co.nz

Get tickets to the 2nd annual in person 'keep the change unplugged' event: https://www.ticketmaster.co.nz/keep-the-change-tickets/artist/3925924

Generate are supporting my vision to improve the financial literacy of 100,000 kiwis by sponsoring Keep The Change. Cheers Generate. Head to https://www.generatewealth.co.nz/change/ to find out more.

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