Financing Your Irish Dream Home 💸: Mortgages, Deposits, and First-Time Buyer Supports

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Keys to Ireland 🔑: Your Guide to Buying a Home in Ireland 🏡

Mike and Katie

6 episodes

3 days ago

Whether you're moving to Ireland 🍀 or buying your first home here, Keys to Ireland 🔑 is your guide to navigating the Irish property market. Hosts Katie and Mike cover mortgages, deposits, government supports, legal steps, and what to watch out for when choosing a home with extra tips for American 🗽 expats. With clear advice backed by Irish resources, estate agent insights, and real buyer experiences, this podcast helps you make smart, informed decisions whether you're buying a city apartment or a countryside cottage.

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All content for Keys to Ireland 🔑: Your Guide to Buying a Home in Ireland 🏡 is the property of Mike and Katie and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.

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Leisure

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Financing Your Irish Dream Home 💸: Mortgages, Deposits, and First-Time Buyer Supports

Keys to Ireland 🔑: Your Guide to Buying a Home in Ireland 🏡

17 minutes 9 seconds

6 months ago

Financing Your Irish Dream Home 💸: Mortgages, Deposits, and First-Time Buyer Supports

🎙️ Episode 2: Financing Your Irish Dream: Mortgages, Deposits, and First-Time Buyer Supports

Buying a home in Ireland?

Whether you are a first-time buyer, an expat, or just trying to understand Ireland's mortgage system, this episode is packed with practical advice to help you get mortgage-ready.

Hosts Katie and Mike break down:

How to qualify for a mortgage in Ireland (income, job stability, credit history)
Deposit rules and real-world averages
How much you can borrow based on LTV (Loan-to-Value) and LTI (Loan-to-Income) rules
Smart saving strategies and financial habits that banks love to see
Essential supports for first-time buyers: Help to Buy (HTB) and First Home Scheme (FHS)
What mistakes to avoid when applying for a mortgage
Special tips for expats transferring deposits and building Irish credit history

Whether you are moving from abroad or buying locally, this episode helps you navigate the financial side of getting your keys to a home in Ireland.

References and Resources Mentioned:

Get your mortgage plan ready and open the door to your new home in Ireland!