In this episode of La Frontera 🌵, we talk with Andrés Londoño Botero, CFO and co-founder of Monet, a Colombian fintech that’s issued over a million loans to users at the base of the pyramid—many receiving credit for the first time. We dig into how Monet ditched the HR data model, built their own open banking rails, and why Andrés thinks social media credit scoring is a step too far. He also shares the challenges of raising capital in LatAm, what it’ll take to unlock more exits, and why Monet still has its sights set on an IPO.

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