In this episode of the podcast, Carl addresses common listener questions about money management and investing. The discussion begins with practical advice on saving, suggesting that individuals aim to save at least 10% of their income each month, while also emphasizing the importance of using savings to build assets and skills. The host shares personal experiences of starting investments in property and business in their late 30s, encouraging listeners not to let age deter them from pursuing financial growth. The episode also tackles the issue of scams, offering insights on how to conduct due diligence to avoid falling victim to fraudulent schemes, including red flags to watch for when hiring contractors or engaging in business ventures. Overall, the episode is packed with actionable tips and motivational stories aimed at empowering listeners to take control of their financial futures. KEY TAKEAWAYS Saving Strategy : Aim to save at least 10% of your monthly income, but if that's not feasible initially, start with 5% and gradually increase your savings as you become more comfortable. Investing at Any Age : It's never too late to start investing. Even if you begin in your 30s or 40s, you can still build significant wealth. The key is to start today rather than waiting for the "perfect" time. BEST MOMENTS "My standard advice is try to save 10%, but you want to use that money and start building assets with it as soon as possible." "There is absolutely no better time for you to start investing and start building your financial wealth than today." HOST BIO Meet Carl Mannion, the warts-and-all host of the "Lazy Wealth Creation Podcast." From a council estate to self-made millionaire, Carl's journey is both humorous and inspiring. Despite describing himself early on as "autistic, poor, and hungry," he now proudly identifies as "autistic, doing-well, dadbod." Through candid interviews, Carl shares the highs and lows of his journey, offering invaluable insights into overcoming adversity and seizing opportunities in the world of wealth creation. Despite facing challenges like a marriage breakdown and single parenthood, Carl persevered, achieving millionaire status in his 40s. Join Carl on the "Lazy Wealth Creation Podcast" for practical advice and entrepreneurial wisdom. Whether you're starting from scratch or aiming for greater heights, Carl's relatable story and guidance will inspire you on your journey to financial freedom. This Podcast has been brought to you byDisruptive Media .https://disruptivemedia.co.uk/