
Dear Aida,
There is a simple principle that separates people who build stable financial lives from those who live in quiet, constant anxiety:
Save before you invest.
Always.
The world loves to glamorize investing —
the thrill of markets,
the chase for higher returns,
the dream of compounding wealth.
But here is the truth most people overlook:
Investing without savings is not strategy —
it is exposure.
Savings protect you.
Investments grow you.
And protection must come before growth.