Life, Money, and In-Between Practical conversations on money, freedom, and living your own life. Hosted by Roy, creator of ePro Formula, this podcast cuts through the noise of “someday” dreams and gets brutally honest about how people actually build freedom — not just talk about it. Each episode dives into real stories and systems from operators, creators, and outsider thinkers across the Philippines and beyond — revealing how they think, what they risked, and the frameworks that let them live on their own terms.