Jessica shares her inspiring journey of raising her credit score to over 800 and paying off $32,000 in debt!

Jessica recounts her initial struggle with debt and the shame associated with it. She found MMI after a friend suggested seeking help, and her first call with a debt counselor named Sandra was pivotal in setting a clear, manageable plan. The structured payment plan helped Jessica see an end to her financial troubles, allowing her to become debt-free a few months earlier than expected.

Throughout the process, Jessica gained valuable financial literacy, learned to manage credit effectively, and utilized tools provided by MMI to better understand debt and credit management. She now aims to invest and continues to use credit responsibly, including leveraging points for travel.

Jessica emphasizes the importance of such financial education for young adults and breaks down the stigma around debt by encouraging others to seek help. She highlights how MMI's support radically changed her financial life, enabling her to save money and look forward to future financial goals such as investing and potentially buying a home.

Jessica ends by expressing immense gratitude to MMI for their life-changing assistance and shares her story in the hopes of encouraging others struggling with debt to seek similar help.

Key moments:

(01:50) Jesica's Moment of Realization About Debt

(03:37) Her First Call with MMI Debt Counselors

(04:17) Setting Up the Debt Payoff Plan

(04:50) Significant Learning During Credit Counseling

(05:50 Journey of Paying Off $32,000

(06:15) Monitoring Credit Score Progress

(07:06) Using Credit Wisely for Future Purchases

(08:45) The Importance of Acknowledging Debt

(09:55) Embracing a Debt-Free Lifestyle and Future Goals

(10:28) Refinancing and Other Financial Milestones

(11:05) Understanding Credit and Its Benefits

(12:07) Saving Money and Building Wealth After Debt