Welcome to Make it Stack with Will Waterhouse, the podcast designed to demystify the world of saving and investing for young people. In this episode, I talk about Defined Contribution Pensions.

Topics discussed: Introduction to DC pension, default strategies, pension consolidation and my personal pension arrangements. 

Key takeaways: 

• Your Defined Contribution (“DC”) pension builds up using your monthly contributions along with your employer’s.
• Contributions are invested into a diversified portfolio which may consist of shares, bonds and alternative investments.
• Your pension pot is subject to investment risk – this will decrease as you approach retirement automatically (unless you opt to choose your own investments).
• Taking too little investment risk can compromise your final pension value.

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This podcast is for educational purposes only and should not be construed as financial advice.