We all know the basics: spend less than you earn, save regularly, and avoid unnecessary debt. But if it were really that simple, we’d all be doing it. The truth is, our emotions drive more financial decisions than we realize. In this episode of Merging Into Life, Julien dives into the emotional side of money with financial expert and author Eoin McGee. They explore how stress, habits, identity, and even childhood experiences shape the way we spend, save, and think about our financial futures.

From subconscious spending triggers to lifestyle creep, Eoin offers practical advice for building better habits, starting with understanding your mindset.