Managing your finances with a variable APR credit card can be challenging, as the interest rate can change at any time. To effectively manage your finances, it's important to thoroughly understand the terms and conditions of the card, monitor your interest rate, create a budget that takes into account potential changes in the interest rate, pay on time to avoid late fees and penalties, pay more than the minimum to reduce the amount of interest owed, and consider a balance transfer if necessary. Read More: https://knowcreditcards.wixsite.com/cardinsider/post/how-to-manage-your-finances-with-a-variable-apr-credit-card