Variable APR credit cards have their pros and cons. The pros include potential for lower interest rates, opportunity for savings, and flexibility. The cons include risk of higher interest rates, uncertainty, lack of control, and complexity. It is important to carefully consider these factors before applying for a variable APR credit card and to manage credit card debt effectively. Read More: https://financecardblogs.blogspot.com/2023/05/the-pros-and-cons-of-variable-apr.html