The Chase Sapphire Reserve just raised its annual fee to $795, but new analysis shows the premium perks might finally justify the cost. We break down the enhanced benefits and compare them to Capital One Venture X's massive 400,000-mile welcome offer. Plus, discover which transferable points are actually best for hotel stays (the answer might surprise you), and learn the lounge access secret that could save you from crowded airport lounges. We also cover Southwest's new baggage fees and which credit cards still get you free checked bags.
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