We all have thoughts about money that feel true, but what if they’re quietly keeping you stuck?
In this episode of Money Files, I introduce the concept of automatic money thoughts, those quick, familiar thoughts that pop up when you think about money and sound perfectly responsible, but actually block your financial progress. Thoughts like “I live a modest life,” “I only spend on necessities,” or “I don’t spend on travel” feel safe and logical, but they often hide the truth about how your money is really moving.
When you believe those quiet scripts without question, you stop looking at your numbers. You stop planning for things you actually do spend money on. And before you know it, you’re back in fake math, wondering why your savings haven't grown or your credit card balance won’t go down.
In this episode, I’ll walk you through how to uncover and disrupt your automatic money thoughts so you can build awareness, tell yourself the truth, and create a financial plan that reflects your real life.
Listen in to learn:
[01:40] What automatic money thoughts are and where they come from
[03:55] Why responsible-sounding money thoughts keep you stuck[06:20] The 3 most common automatic money thoughts people have
[09:45] How your thoughts about “modesty” and “necessity” hide real spending
[11:10] My personal story of realizing I was in fake math with travel expenses
[14:50] Three questions to ask when you catch an automatic money thought[16:45] How to replace judgment with clarity and build a plan that works
[18:30] Why awareness, not avoidance is the key to financial freedom
Tune into this episode of Money Files to learn how to recognize the money stories running in the background and start building a plan that supports the life you actually live.
Get full show notes and the episode transcript: https://wealthovernow.com/automatic-money-thoughts-the-sneaky-scripts-keeping-you-in-fake-math/
Links mentioned in this episode…
Set up a call | Financial Coach Washington, DC | Wealth Over Now