In this episode, we welcome back Erik Kroll, founder of Hilltop Financial Advisors, to dive into one of the most pressing issues facing professionals today—debt. From student loans to credit cards, Erik walks us through practical strategies for managing debt, making smart repayment decisions, and avoiding common pitfalls.

Whether you're staring down six figures of student debt or just trying to stay ahead of monthly payments, this conversation is packed with tools and perspective to help you take control of your financial obligations with confidence.

Learn more about Erik and his work at hilltopfa.com.