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All about inspiring you to get a handle on your money so you can live the life that you want.
Credit Score Breakthroughs: Utilization, Collections and Fixing Your File
Moolala: Money Made Simple with Bruce Sellery
13 minutes
1 month ago
Credit Score Breakthroughs: Utilization, Collections and Fixing Your File
In this segment, Bruce is joined by Julie Kuzmic, Head of Consumer Advocacy and Compliance at Equifax Canada, to unpack the light bulb moments around credit scores. Julie explains why being a secondary cardholder can leave you with no recent credit history, how buy now–pay later and payday loans might show up on your report, and why your utilization at statement time can drag your score down even if you pay in full. She also covers how long negative items like collections stay on your file, what can cause your score to rebound quickly, and why checking your credit report regularly is essential.
Connect with Julie on X/Twitter and LinkedIn.
Moolala: Money Made Simple with Bruce Sellery
All about inspiring you to get a handle on your money so you can live the life that you want.
