The mortgage industry is at a pivotal crossroads. After years of volatility and uncertainty, 2025 is closing with renewed optimism as interest rates begin to slide and the market shows signs of a reset. For mortgage professionals, this moment brings both fresh challenges and exciting opportunities. Understanding how to navigate shifting borrower expectations, heightened rate sensitivity, and the rise of non-QM products is critical to staying ahead in a rapidly evolving landscape.
In this episode of MPA Talk, Matt Sexton sits down with Tom Hutchens, President of Angel Oak Mortgage Solutions and a nationally recognized leader in non-QM lending. Together, they unpack the latest market trends, discuss how originators can adapt to changing conditions, and explore why non-QM loans are becoming indispensable tools for today’s mortgage professionals.
What you’ll gain from this episode:
•How to capitalize on sliding mortgage rates: Learn why even small rate drops are sparking a surge in refinancing and how to position yourself for success.
•Winning strategies for originators: Discover proven communication tactics and business development moves that top producers are using to stay competitive.
•The expanding role of non-QM loans: Understand why non-QM products are filling critical gaps in the market and how they can help you serve a broader range of clients.
•Managing borrower rate sensitivity: Get expert advice on handling the new wave of refinance-ready borrowers and the challenges of heightened rate sensitivity.
•What’s ahead for 2026: Hear predictions on interest rates, employment trends, and the future of mortgage lending from one of the industry’s top voices.
Ready to future-proof your business and lead in the next era of mortgage lending? Tune in now and get the expert insights you need to thrive – listen and learn from the best in the business.
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The mortgage industry is at a pivotal crossroads. After years of volatility and uncertainty, 2025 is closing with renewed optimism as interest rates begin to slide and the market shows signs of a reset. For mortgage professionals, this moment brings both fresh challenges and exciting opportunities. Understanding how to navigate shifting borrower expectations, heightened rate sensitivity, and the rise of non-QM products is critical to staying ahead in a rapidly evolving landscape.
In this episode of MPA Talk, Matt Sexton sits down with Tom Hutchens, President of Angel Oak Mortgage Solutions and a nationally recognized leader in non-QM lending. Together, they unpack the latest market trends, discuss how originators can adapt to changing conditions, and explore why non-QM loans are becoming indispensable tools for today’s mortgage professionals.
What you’ll gain from this episode:
•How to capitalize on sliding mortgage rates: Learn why even small rate drops are sparking a surge in refinancing and how to position yourself for success.
•Winning strategies for originators: Discover proven communication tactics and business development moves that top producers are using to stay competitive.
•The expanding role of non-QM loans: Understand why non-QM products are filling critical gaps in the market and how they can help you serve a broader range of clients.
•Managing borrower rate sensitivity: Get expert advice on handling the new wave of refinance-ready borrowers and the challenges of heightened rate sensitivity.
•What’s ahead for 2026: Hear predictions on interest rates, employment trends, and the future of mortgage lending from one of the industry’s top voices.
Ready to future-proof your business and lead in the next era of mortgage lending? Tune in now and get the expert insights you need to thrive – listen and learn from the best in the business.
The mortgage industry is evolving, and non-QM loans are no longer just a niche product—they’re becoming a key component of originators’ strategies. With traditional lending tightening and an increasing number of borrowers not qualifying for agency loans, non-QM solutions are stepping in to fill the gap. Whether it’s self-employed individuals, real estate investors, or those with unique financial situations, non-QM lending is helping more borrowers achieve homeownership and investment success.
In this episode of MPA Talk, we sit down with Tom Hutchens, President at Angel Oak Mortgage Solutions, to explore why non-QM is experiencing rapid growth and how mortgage professionals can leverage these opportunities. Tom shares expert insights on the evolving borrower landscape, key non-QM products, and how lenders can differentiate themselves in a competitive market. If you’re looking to expand your business and serve more clients, this is the podcast you don’t want to miss.
Key takeaways from this podcast include:
•Why non-QM lending is becoming a core product for mortgage originators
•The top borrower segments benefiting from non-QM loans, including self-employed individuals and real estate investors
•How Angel Oak Mortgage Solutions is leading the way in non-QM education and innovation
•Common misconceptions about non-QM lending and how to address them
•Practical strategies for mortgage professionals to integrate non-QM into their business models
Don’t get left behind in this shifting mortgage landscape.
Tune in now to gain the insights and tools you need to succeed with non-QM lending in 2025!
MPA Talk
The mortgage industry is at a pivotal crossroads. After years of volatility and uncertainty, 2025 is closing with renewed optimism as interest rates begin to slide and the market shows signs of a reset. For mortgage professionals, this moment brings both fresh challenges and exciting opportunities. Understanding how to navigate shifting borrower expectations, heightened rate sensitivity, and the rise of non-QM products is critical to staying ahead in a rapidly evolving landscape.
In this episode of MPA Talk, Matt Sexton sits down with Tom Hutchens, President of Angel Oak Mortgage Solutions and a nationally recognized leader in non-QM lending. Together, they unpack the latest market trends, discuss how originators can adapt to changing conditions, and explore why non-QM loans are becoming indispensable tools for today’s mortgage professionals.
What you’ll gain from this episode:
•How to capitalize on sliding mortgage rates: Learn why even small rate drops are sparking a surge in refinancing and how to position yourself for success.
•Winning strategies for originators: Discover proven communication tactics and business development moves that top producers are using to stay competitive.
•The expanding role of non-QM loans: Understand why non-QM products are filling critical gaps in the market and how they can help you serve a broader range of clients.
•Managing borrower rate sensitivity: Get expert advice on handling the new wave of refinance-ready borrowers and the challenges of heightened rate sensitivity.
•What’s ahead for 2026: Hear predictions on interest rates, employment trends, and the future of mortgage lending from one of the industry’s top voices.
Ready to future-proof your business and lead in the next era of mortgage lending? Tune in now and get the expert insights you need to thrive – listen and learn from the best in the business.
