When you picture a millionaire, do you see luxury cars, designer clothes, and big houses?

I used to think that too — until I read The Millionaire Next Door. The truth is, most millionaires live quietly and build wealth in ways that are far more achievable than you might expect.

In this episode, I share what I learned from this research, including the habits, mindsets, and money patterns that separate those who quietly build wealth from those who struggle despite high incomes.

✨ Here’s what you’ll discover:

• The two types of wealth accumulators: PAWs vs UAWs

• A simple formula to calculate your expected net worth

• Why spending 15–30 minutes a month on money matters can change your future

• Everyday habits that build financial freedom over time
  

This isn’t about chasing flashy lifestyles — it’s about building confidence, freedom, and security for you and your family.