Insuring art can be a tricky business and in terms of coverage, “Art” encompasses a very big area.  We’re talking everything from antique furniture to sculptures, from paintings to comic books. It’s no surprise that insuring art can be a complicated business, which is where a broker can help.

Something I hear often from my clients is that their art is only of sentimental value. Whether it was a gift or something that has been inherited, a repeated question is this: “If it were destroyed, I wouldn’t want to replace it, so why insure it?”.  And my answer is always the same – “What if it was damaged?”.