We are very thrilled to have Sam Brown, President and Head of Commercial at CMLS, to explore the evolving landscape of real estate lending in Canada. Sam shares his insights on how interest rates are impacting lender risk appetites, the growing importance of ESG criteria in lending decisions, and how CMLS is leveraging technology, including AI, to streamline the lending process. We also discuss the role of foreign investment in shaping domestic lending practices, the challenges of financing affordable housing developments, and the strategies lenders are using to assess and support sustainable projects. Finally, Sam offers his perspective on the disruptive trends that are set to transform the real estate lending industry in the coming years. This is a must listen for developers, investors, and industry professionals looking to navigate the complexities of commercial real estate financing in today's market.