Borrowing money these days seems to involve so much paperwork. Why?

Questions this week for Susan:

• Is private school worth the money?
• Is it worth getting a second job?
• Do I have to pay gift tax?
• And why are banks so stuck on paperwork?

Expert input this week came from Dr Michael Johnson, Robyn Walker, Greg Bunkall, and Anne Marie Lockyer

If you have a money question you'd like Susan to try and answer, put it in an email or voice memo, then send it to questions@rnz.co.nz.

Go to this episode on rnz.co.nz for more details