This episode is brought to you by Vuori: Versatile athletic and performance clothing. Head to https://vuori.com/notalone for 20% off your first purchase, plus free shipping on US orders over $75. This episode is brought to you by CLEARSTEM — my favorite skincare brand that fights acne and aging at the same time, with zero pore-clogging ingredients, ever. Get 15% off at https://www.clearstem.com/valeria with code VALERIA.  In this week’s episode of Not Alone, Valeria and her husband Gary open up about their journey with money, what it symbolized in their childhoods, how they laid everything on the table when they first got together, and the transparency they’ve had with money ever since. They revisit pivotal moments that tested and strengthened their bond—like the time Gary’s big business deal fell through before their wedding and he gave Valeria the chance to walk away. Her response, “never say that to me again,” became a defining moment in their partnership. They talk about how they approach finances in a traditional way—Gary managing everything day-to-day while Valeria leans in with curiosity and questions—and the ways they don’t always see eye to eye on how their values were worked out along the way. Together, they share lessons learned, laugh over the “ROI” of Valeria’s nutrition degree that unexpectedly sparked her career in content creation, and offer advice for couples who struggle to have honest conversations about money. This episode is both vulnerable and lighthearted, pulling back the curtain on the realities of love, trust, and building a life together. Follow Gary on Social Media Instagram: https://www.instagram.com/garylipovetsky/?hl=en TikTok: https://www.tiktok.com/@garylipovetsky Listen to Gary’s Podcasts: https://www.youtube.com/@Gary.Lipovetsky https://podcasts.apple.com/us/podcast/rise-podcast/id1688773397   Apply for Creator Method: https://creatormethod.com/ Shop my looks from this episode: https://shopmy.us/shop/collections/2062213 Follow me: https://www.instagram.com/valerialipovetsky/  What we talked about:  0:29 - Setting up the conversation with Gary 3:07 - Start of the episode 4:30 - Gary’s childhood mindset on money 5:41 - The scarcity mindset 8:40 - Thinking of money in terms of necessity 10:06 - Valeria’s money mindset growing up 11:22 - Valeria’s mom crowdfunding with other single moms 12:24 - Vuori ad 14:42 - Financing basic needs 15:36 - The importance of financial literacy 16:32 - Valeria leaving home at 16 and making money 18:42 - People with fallback plans and people without 19:21 - Remembering their first conversation about money 20:33 - Valeria changing her approach to money 22:16 - Clearstem ad 24:30 - Gary’s big deal falling apart 26:24 - The outcome of losing out on big money 28:08 - Their traditional approach to finance 34:07 - The language difference around making money 35:30 - Agreeing on “what’s worth it” when spending 39:07 - Communication on money 39:33 - Disagreeing on how they work on or through things 42:21 - Best money they’ve ever spent 43:22 - The ROI on Valeria’s nutrition diploma 46:56 - Valeria being clueless on life and money 48:23 - What Gary wishes he knew earlier about money 52:02 - Tips for couples who struggle talking about money Learn more about your ad choices. Visit megaphone.fm/adchoices