In this episode, I'm having a chat with Duncan “Huba” Maluku about his 20s — from student leadership and AIESEC days at Moi University, to early jobs, an eye‑opening traineeship in Norway, and rising entrepreneurship in Africa and Europe. He shares successes, sharp failures (timber and macadamia deals), and how hard lessons shaped his path. Huba also discusses personal finance, relationships, mental health, building social capital, and practical advice for young adults: shift your mindset, volunteer, learn skills early, and his plan for the future.