The MBS Highway National Housing Index rose 3 points in December 2025 to 27. A year ago, the index stood at 32. Lower mortgage rates have yet to significantly boost transaction activity, but should provide a tailwind as the seasonal upswing gets going in January.
Read the full index: https://www.highway.ai/blog/december-2025-mbs-highway-housing-index
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The MBS Highway National Housing Index rose 3 points in December 2025 to 27. A year ago, the index stood at 32. Lower mortgage rates have yet to significantly boost transaction activity, but should provide a tailwind as the seasonal upswing gets going in January.
Read the full index: https://www.highway.ai/blog/december-2025-mbs-highway-housing-index
In today’s episode, Megan Anderson explains refinance activity, which now accounts for roughly 41% of all transactions. She breaks down why a significant portion of these are cash-out refinances. Megan also discusses how strategic debt restructuring can open new opportunities for client conversations in today’s market.
For more timely updates like this daily, sign up for a free 14-day trial of MBS Highway: www.mbshighway.com/t/podcast-megan
On The Highway
The MBS Highway National Housing Index rose 3 points in December 2025 to 27. A year ago, the index stood at 32. Lower mortgage rates have yet to significantly boost transaction activity, but should provide a tailwind as the seasonal upswing gets going in January.
Read the full index: https://www.highway.ai/blog/december-2025-mbs-highway-housing-index
