Custom Cards, Open Banking, and the Future of Spending

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On the Ledger

LoanPro

8 episodes

1 week ago

Powered by LoanPro, On the Ledger brings you in-depth conversations with industry leaders, exploring the key trends and innovations shaping the future of finance. Each episode offers an inside scoop on what's next in lending from the experts driving change. Whether you’re a seasoned financier or just curious about the industry, our mission is to share knowledge that’ll keep you ahead of the curve.

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Custom Cards, Open Banking, and the Future of Spending

On the Ledger

39 minutes 42 seconds

1 month ago

Custom Cards, Open Banking, and the Future of Spending

In this conversation, Matthew Goldman, Founder of Totavi, discusses the evolution and future of card programs in the fintech space.

He explores transformative developments over the past two decades, the challenges of KYC and open banking, and the importance of niche card programs.

The discussion also covers the convergence of buy now pay later options with traditional card programs, the role of sponsor banks, and the implications of interchange regulations.

Goldman concludes with insights on the potential of stablecoins in the card ecosystem.