This episode tackles the most significant change to hit the umbrella company sector in decades - the introduction of joint and several liability (JSL). I'm joined by an incredible panel of industry experts who break down what this radical shift means for recruitment agencies, end clients, and umbrella companies. My guests include Simon Bliss, Chairman at Team Recruitment Network supporting 500+ recruitment businesses; Sebastian Sauca, CEO of SafeRec who's revolutionising umbrella compliance through technology; Rhys Thomas, Managing Director at WTT Group providing legal and tax services; and Thomas Wallace, Director of Tax Investigations at WTT, who's spent seven years dealing with disguised remuneration fallout. We explore why HMRC is introducing these changes, how the new liability chain works, and what businesses need to do right now to prepare for April 2026. The conversation reveals surprising business opportunities hidden within these compliance requirements, from M&A valuations to competitive advantages. Don't miss this essential discussion that could determine whether your business thrives or merely survives the coming changes. "We have a problem, but we're solving it together." - Rob Sharp You'll Hear About: What joint and several liability actually means Why HMRC chose this enforcement approach now How JSL creates self-policing in supply chains Reaction from recruitment agencies to the announcement Why due diligence alone won't protect you The role of technology in compliance auditing Business opportunities hidden within JSL requirements Impact on M&A valuations and business sales Worker education and protection from tax avoidance Practical steps agencies should take immediately Criminal finance implications of non-compliance Future enforcement expectations and timeline About The Guests:   Simon Bliss - Chairman at TEAM   LinkedIn - https://www.linkedin.com/in/simonblissteam/ The TEAM Network - https://www.theteamnetwork.co.uk/   Sebastian Sauca - CEO & Co-Founder at SafeRec   LinkedIn - https://www.linkedin.com/in/sebastien-sauca/ SafeRec - https://saferec.co.uk/   Rhys Thomas – MD at WTT   LinkedIn - https://www.linkedin.com/in/rdtfinance/ WTT Group - https://wttgroup.co.uk/   Thomas Wallace – Director at WTT   LinkedIn - https://www.linkedin.com/in/thomas-wallace-tax/ WTT Group - https://wttgroup.co.uk/   My resources:   LinkedIn - https://www.linkedin.com/in/robert-sharp-a9530142/ Orca Pay Group - https://orcapaygroup.co.uk/ Orca Pay Group on Instagram - https://www.instagram.com/orcapaygroup/?hl=en