Most students fail the life insurance exam because they don’t truly understand annuities — but you don’t have to. In this episode, you will learn annuity principles and concepts in plain language that finally make sense. Joined by two Minzo Pass students, this motivational class breaks down accumulation vs. annuitization, insurance aspects of insurance, and the three key players in annuities. If you’ve ever said, “Annuities are confusing,” this episode will change that forever. Learn the key terms, the exam traps, and how to simplify every question on test day. Book a Free Consultation: https://tr.ee/pMZwJea-Hy  Enroll in our membership at https://linktr.ee/minzopass 📧 Have questions? Email: MinzoAcademy@gmail.com Text:  202-855-6294 life insurance exam prep, annuities explained, Minzo Pass life and health insurance podcast, insurance exam motivation, annuity accumulation period, annuity phase, Life insurance exam prep, Maryland life insurance exam, insurance test help.