On this special edition of Pay It Forward, host Emma Lawton, EMEA Payments & Global Kinexys Public Relations lead, takes you inside the electrifying world of Money 20/20, where the brightest minds, breakthrough technologies, and boldest ideas in payments and fintech converge. Step onto the conference floor with Emma and hear firsthand from J.P. Morgan Payments leaders, including Max Neukirchen, Trish Devine, Prashant Sharma, Naveen Mallela, Kate Walton, Ron Karpovich, and Michael Marinello, as they share candid reflections on the energy, innovation, and inspiration that defined this year’s event. From the palpable buzz that greeted attendees to the thought-provoking conversations happening at every turn, you’ll get an authentic look at what it’s like to be at the heart of the payments industry’s “Super Bowl.” Discover how our live biometrics demo captivated crowds and sparked some of the most exciting discussions about the future of seamless, personalized payments. Plus, explore the themes that kept surfacing: the rise of AI, the mainstreaming of digital currencies, the power of embedded finance, and the human connections driving it all forward. Whether you’re a fintech enthusiast or just curious about what’s next in payments, this episode offers a front-row seat to the momentum, creativity and culture shaping the future. Don’t miss it! Disclaimer: The views and opinions expressed herein are those of the author and do not necessarily reflect the views of J.P. Morgan, its affiliates, or its employees. The information set forth herein has been obtained or derived from sources believed to be reliable. Neither the author nor J.P. Morgan makes any representations or warranties as to the information’s accuracy or completeness. The information contained herein has been provided solely for informational purposes and does not constitute an offer, solicitation, advice or recommendation, to make any investment decisions or purchase any financial instruments, and may not be construed as such. Any mentions of third-party trademarks, brand names, products and services are for referential purposes only and any mention thereof is not meant to imply any sponsorship, endorsement, or affiliation.© 2025 JPMorgan Chase & Co. All Rights Reserved.