In this episode of Pay It Forward, host Kristin Kwiatkowski, V.P. HR Business Advisor at J.P. Morgan Payments engages in a compelling conversation with Soomin Hu, Head of J.P. Morgan Access at J.P. Morgan Payments. From Soomin’s beginnings as a computer science graduate to her leadership role in building digital-first payment experiences, she has navigated pivotal career accelerations, intentional work pauses, and a rapidly evolving technology landscape. Tune in to hear candid reflections on Soomin’s decision to step away from work to focus on her family, the personal framework she developed for setting priorities, and how she sees AI reshaping finance in ways that will benefit clients, businesses, and employees. Disclaimer: The views and opinions expressed herein are those of the authors and do not necessarily reflect the views of J.P. Morgan, its affiliates, or its employees. The information set forth herein has been obtained or derived from sources believed to be reliable. Neither the author nor J.P. Morgan makes any representations or warranties as to the information’s accuracy or completeness. The information contained herein has been provided solely for informational purposes and does not constitute an offer, solicitation, advice or recommendation, to make any investment decisions or purchase any financial instruments, and may not be construed as such. Any mentions of third-party trademarks, brand names, products and services are for referential purposes only and any mention thereof is not meant to imply any sponsorship, endorsement, or affiliation.© 2025 JPMorgan Chase & Co. All Rights Reserved.