Because debt sucks, and I want out, and sometimes life is better without people owing you.

The words i used in the Podcast:

"____, you owe me a debt. you did _____ to me, and it made me feel ______. you hurt me, and you owe me, and today i forgive you. I am charging off your account. I will not pursue you or anyone else like you over this debt anymore. I am giving your debt to God now, and the next time i see you, i will speak to you as if you never owed me any debt anymore."

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