You’ve probably seen the term per stirpes in an estate plan and wondered what it actually means. In this episode, we break down this common but confusing distribution method in plain English, no Latin degree required. You’ll learn how assets are divided among children and grandchildren when someone passes away and why per stirpes is one of the most widely used approaches.

We also compare per stirpes with another method called per capita by generation. Through clear examples, we explain how these two approaches can lead to very different outcomes for families, especially when a child has passed away but grandchildren remain. Understanding the difference is key to making sure your assets are distributed the way you truly intend.

If you want clarity and confidence about how your estate will be divided, this episode is a must listen. Follow the show for more easy to understand estate planning insights and take the next step toward creating a plan that reflects your wishes and protects your family.