In this episode of Plain English Finance, Tré Bynoe, CFP®, CIM® breaks down the foundations of smart investing. Joined by Sierra, he walks through the same conversation he has with every new client — what “risk” really means, why most people misunderstand it, and how to build a portfolio that matches both your goals and your comfort level. Tré explains how to think about equity versus fixed income, why the U.S. still dominates global markets, and how to stay calm through inevitable market dro...
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In this episode of Plain English Finance, Tré Bynoe, CFP®, CIM® breaks down the foundations of smart investing. Joined by Sierra, he walks through the same conversation he has with every new client — what “risk” really means, why most people misunderstand it, and how to build a portfolio that matches both your goals and your comfort level. Tré explains how to think about equity versus fixed income, why the U.S. still dominates global markets, and how to stay calm through inevitable market dro...
Ep. 18 | Why RRSPs Are Overrated (Unless You Know What You’re Doing)
Plain English Finance
43 minutes
2 months ago
Ep. 18 | Why RRSPs Are Overrated (Unless You Know What You’re Doing)
Most Canadians treat RRSPs like a retirement silver bullet, and most are using them wrong. In this episode, Tré explains why Registered Retirement Savings Plans (RRSPs) are powerful tools only when used strategically. He breaks down what RRSPs actually are, how they affect your taxes, and why the way most people use them could hurt their retirement. This episode is essential if you’ve ever contributed just to get a tax refund — or if no one’s explained what happens when you take the money out...
Plain English Finance
In this episode of Plain English Finance, Tré Bynoe, CFP®, CIM® breaks down the foundations of smart investing. Joined by Sierra, he walks through the same conversation he has with every new client — what “risk” really means, why most people misunderstand it, and how to build a portfolio that matches both your goals and your comfort level. Tré explains how to think about equity versus fixed income, why the U.S. still dominates global markets, and how to stay calm through inevitable market dro...