Why Term Life Premiums Vary—and How to Lower Them

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Policy and Purpose

36 episodes

1 week ago

Policy & Purpose is the life insurance podcast that brings clarity to coverage and heart to financial planning. Each episode is researched and written by licensed experts from AssureAnchor, then produced with the assistance of AI narration for clear, consistent, and accessible delivery. Whether you're securing your family's future, planning your legacy, or just trying to understand your options—this podcast is for you. We combine real-life stories, expert advice, and practical breakdowns to help you make confident, informed decisions that protect what matters most. #FinancialWellness

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All content for Policy and Purpose is the property of Policy and Purpose and is served directly from their servers with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.

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Why Term Life Premiums Vary—and How to Lower Them

Policy and Purpose

22 minutes

5 months ago

Why Term Life Premiums Vary—and How to Lower Them

Why do term life insurance premiums differ so much? In this episode of Policy & Purpose, we reveal the 8 key factors that drive your rates—from age, health, and family history to lifestyle, occupation, coverage amount, term length, and policy type .

We’ll clear up the misconception that life insurance is out of reach and share how choices like quitting smoking or selecting a shorter term can help lower your cost . Whether you’re just starting your coverage journey or reviewing your existing policy, this episode will empower you to make informed, cost-effective decisions.

#TermLifeTips #PolicyAndPurpose #LifeInsuranceEducation #SaveOnCoverage #FinancialEmpowerment