In this episode of the Reinventing Finance Podcast, KASKO CEO & Co-Founder Nikolaus Sühr and VIG Platform Partners CEO Dr. Ronald Engel speak with Kyle Bryant, Head of International at Coalition.
Here are some of the key topics discussed in the episode:
– how “active insurance” combines live internet scanning with underwriting to prevent claims, not just pay them
– what signals actually predict loss (e.g., exposed VPNs, vulnerable perimeter devices, risky software)
– why static questionnaires and industry/revenue rating miss real cyber exposure
– how portfolio-level telemetry and honeypots cut noise and surface actionable alerts
– why AI hasn’t yet spiked claims and what’s really driving frequency (BEC and funds transfer fraud)
– how to think about systemic risk in the cloud and why some models overstate aggregation
– what an intermediated-only go-to-market means for brokers and SME penetration
– how Coalition Re/Helios gives reinsurers a bottoms-up technical view to attract smarter capacity
– what to ask before buying cyber: exposure, risk appetite, and who you call on a bad day
– how embedded services during the policy period reduce frequency without creating alert fatigue
– why talent (not regulation) is the hardest part of international expansion and market entry
A practical, no-hype conversation for insurers, MGAs and brokers on pricing, prevention and capacity in cyber.
Listen in to find out more.