In this episode of Relatable Wisdom, I had the pleasure of sitting down with Monica Kaufman, a certified financial planner with a gift for helping others transform their relationship with money. Monica’s guiding quote, “If you think you can or if you think you can't, you're probably right,” gets at the heart of how our beliefs shape our outcomes. Through sharing her personal journey—overcoming financial setbacks to finish school against tough odds—Monica illustrates the true power of decision, mindset, and self-belief. She offers practical wisdom about building respectful habits, breaking patterns, and understanding that money is just a tool, reflecting what’s happening inside us. Listeners will find inspiration not only for their financial lives but also for any personal challenge that requires courage and a mindset shift. If you’re looking for honest wisdom, new perspectives on change, and a nudge to believe in yourself, this episode is for you.
Connect With Monica Kaufman
Website: https://harmonyam.com
Harmony Wealth Academy: https://harmonywealthacademy.com
If Relatable Wisdom speaks to you—if a quote shared makes you pause, smile, or see things differently—consider subscribing so you never miss an episode. And if you have a minute, leaving a review helps more people discover these everyday voices and the wisdom they carry. Your support means the world.
Every episode has more to it than what you hear. Join the Relatable Wisdom newsletter to get thoughtful reflections, behind-the-scenes extras, and personal notes that don’t make it into the show. It’s a calm space to stay inspired between listens.Sign up here: https://relatablewisdom.com/join
If the quotes and stories you hear here offer you comfort, clarity, or connection, you can help support the podcast by buying me a coffee. Every small contribution helps keep these everyday voices and shared wisdom going strong.Support the show: https://buymeacoffee.com/wisdomhq
Want to be a guest on Relatable Wisdom? Send Wisdom Okonkwo a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/relatablewisdom
Chapters
00:00 Introduction And Welcome
00:35 Monica Shares Her Passion
01:06 The Power Of Belief
01:45 Exploring The Quote’s Meaning
02:44 Monica’s Personal Story
03:59 Decision And Daily Actions
05:06 Sacrifice And True Change
06:22 Mindset In Action
07:37 Psychology Of Lasting Change
08:47 Talk Kindly To Yourself
10:32 Identity And Goal Setting
11:23 Money Is Just A Tool
13:33 Challenging Limiting Beliefs
14:36 Choosing How To Use Money
15:45 Building A Financial Legacy
17:06 Decision Opens The Path
17:39 Pain Of Change And Growth
18:30 Opportunity Cost And Choices
20:00 Where To Find Monica
20:57 Naming Monica’s Future Podcast
21:26 Closing And Farewell