In this episode of the Retire Early Podcast, financial advisors and retirement planners Sam Benson & Linwood Fraher of Martin Wealth Solutions walk through a practical, easy-to-follow End-of-Year Financial Action Plan designed to help you finish strong and enter the new year with clarity and confidence. Sam and Linwood break down four essential steps — from reviewing spending and boosting retirement contributions to tax strategies, charitable giving, and setting next year’s financial goals. This episode provides a simple roadmap for anyone looking to strengthen their financial life before year-end. http://retirewithmartin.com/ ← Learn about working with uswww.planwellretirehappy.com Episode Breakdown 00:00 – Introduction: Why year-end planning matters01:26 – Overview of the year-end action plan The 4 Key Action Steps:02:30 – 1. Review your beneficiaries & estate plan 05:35 – 2. Budget - know where your money is going & set goals 10:00 – 3. Look at your savings rate & re-adjust to maximize13:14 – 4. Revisit your financial and personal goals from the past year  16:50 – Final thoughts and action items Disclaimer: Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.