Wes Moss is on a mission: help at least 1 million Americans of any age retire sooner and find joy along the way. A seasoned finance professional, best-selling author, broadcaster, and teacher, Wes has done extensive research on the habits of the happiest retirees. On this podcast, Wes shares key lifestyle and money habits you can implement now to prepare for a secure future while not depriving yourself of happiness in the present. In addition to leveraging his 20+ years of knowledge as an investment advisor, Wes brings in guests and specialists to teach you how to set and work towards your financial and lifestyle objectives. Refreshingly-free of mind-numbing financial jargon and unrealistic money goals, Retire Sooner with Wes Moss gives listeners the tools on how to retire sooner in the real world.
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Wes Moss is on a mission: help at least 1 million Americans of any age retire sooner and find joy along the way. A seasoned finance professional, best-selling author, broadcaster, and teacher, Wes has done extensive research on the habits of the happiest retirees. On this podcast, Wes shares key lifestyle and money habits you can implement now to prepare for a secure future while not depriving yourself of happiness in the present. In addition to leveraging his 20+ years of knowledge as an investment advisor, Wes brings in guests and specialists to teach you how to set and work towards your financial and lifestyle objectives. Refreshingly-free of mind-numbing financial jargon and unrealistic money goals, Retire Sooner with Wes Moss gives listeners the tools on how to retire sooner in the real world.
Planning Clarity: Family Support, Tax Rules, and the Workforce of Tomorrow
Retire Sooner with Wes Moss
41 minutes
1 month ago
Planning Clarity: Family Support, Tax Rules, and the Workforce of Tomorrow
Ready to explore the real questions shaping today’s retirement conversations? In this episode of the Retire Sooner Podcast, Wes Moss and Christa DiBiase respond to listener scenarios on family financial decisions, workplace retirement plans, and the changing job landscape—offering context to help listeners better understand the factors involved in long-term planning.
In this episode, you’ll:
• Explore how non-monetary inheritance can influence family values, expectations, and financial communication across generations.
• Review key considerations when evaluating whether to help adult children with debt while maintaining alignment with your own financial priorities.
• Understand how focusing on personal financial stability can contribute to more durable and sustainable multigenerational planning.
• Clarify what may occur when accessing target date funds and how portfolio allocation generally functions within workplace retirement plans.
• Analyze the current discussion surrounding backdoor Roth IRA strategies in connection with 2025 tax legislation and broader tax-advantaged planning choices.
• Assess situations that may prompt a review of your financial plan, including market fluctuations, life transitions, or meaningful changes in account balances.
• Highlight World Economic Forum projections on how artificial intelligence may influence workforce trends and job categories over the coming years.
• Identify occupations that may evolve, contract, or emerge as technology expands—from smart-home system roles to next-generation agricultural positions.
• Compare traditional and Roth considerations commonly discussed within the FIRE community across various income situations.
• Outline factors individuals may consider when receiving lump-sum back pay, including potential implications for overall financial planning.
• Enjoy a lighthearted discussion about Gala versus SnapDragon apples and how everyday preferences can reflect broader spending habits.
• Examine how fixed-income sources can be viewed within the context of an individual’s overall retirement framework.
This episode provides clear, educational discussion for anyone seeking to deepen their understanding of retirement-related topics. Listen and subscribe to the Retire Sooner Podcast to stay connected to future conversations.
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Retire Sooner with Wes Moss
Wes Moss is on a mission: help at least 1 million Americans of any age retire sooner and find joy along the way. A seasoned finance professional, best-selling author, broadcaster, and teacher, Wes has done extensive research on the habits of the happiest retirees. On this podcast, Wes shares key lifestyle and money habits you can implement now to prepare for a secure future while not depriving yourself of happiness in the present. In addition to leveraging his 20+ years of knowledge as an investment advisor, Wes brings in guests and specialists to teach you how to set and work towards your financial and lifestyle objectives. Refreshingly-free of mind-numbing financial jargon and unrealistic money goals, Retire Sooner with Wes Moss gives listeners the tools on how to retire sooner in the real world.
