Retire Young-ish is the money podcast for Millennials and Gen Z who want freedom, not just finances. We break down investing, saving, side hustles, and the FIRE movement without the boring jargon. Whether you dream of retiring early, working less, or just living life on your own terms, this show gives you real strategies, honest conversations, and a few laughs along the way. Because who says planning for retirement has to wait until you’re old?
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Retire Young-ish is the money podcast for Millennials and Gen Z who want freedom, not just finances. We break down investing, saving, side hustles, and the FIRE movement without the boring jargon. Whether you dream of retiring early, working less, or just living life on your own terms, this show gives you real strategies, honest conversations, and a few laughs along the way. Because who says planning for retirement has to wait until you’re old?
What Is the Difference Between Coast FI and Barista FI?
Retire Young-ish
40 minutes
1 month ago
What Is the Difference Between Coast FI and Barista FI?
The source provides an extensive comparison of two popular strategies within the Financial Independence, Retire Early (FIRE) movement: Coast FI and Barista FI. Coast FI focuses on reaching a level of investment where compound interest alone will fund one's full retirement goal, allowing the individual to stop saving and only earn enough to cover current expenses. In contrast, Barista FI allows for immediate semi-retirement by accumulating enough funds to cover 60–80% of expenses through withdrawals, with the remaining 20–40% covered by a low-stress, part-time job, often selected for benefits like health insurance. The episode includes specific calculations, real-world examples, and a head-to-head comparison detailing the pros, cons, and psychological fit for each approach, ultimately suggesting a hybrid Barista-Coast model for those seeking both present freedom and guaranteed future wealth.
“If you don't find a way to make money while you sleep, you will work until you die.”
Warren Buffett
Retire Young-ish
Retire Young-ish is the money podcast for Millennials and Gen Z who want freedom, not just finances. We break down investing, saving, side hustles, and the FIRE movement without the boring jargon. Whether you dream of retiring early, working less, or just living life on your own terms, this show gives you real strategies, honest conversations, and a few laughs along the way. Because who says planning for retirement has to wait until you’re old?
