You’ve protected your portfolio—now protect the plan that depends on it. In this episode, Ryan and Zane break down long-term care planning so you know what’s covered, what it costs, and how to prepare without jeopardizing your savings or your spouse’s stability.   They explain: What qualifies as long-term care and where it happens—home, assisted living, nursing, and continuing-care communities How to size coverage: monthly benefit targets, benefit period, elimination period, and why inflation protection matters Traditional LTC vs. hybrid life/LTC policies—pros, cons, and when each can make sense The Medicaid Partnership rules many retirees overlook Who should consider insuring vs. self-funding (the net-worth “sweet spot”) and the ideal age window to explore coverage   Walk away with a clear framework to decide if, how, and when to insure—so your retirement stays funded and your family is protected.   Subscribe to the Retirement GPS Podcast and follow Zynergy Retirement on Instagram, Facebook, and LinkedIn @ZynergyRetirement for more strategies to keep your retirement on course.