A new year is the perfect time to get intentional with your retirement strategy. In this episode, Ryan and Zane walk through five practical, high-impact moves you can make early in 2026 to keep your plan on track and your stress level low.   You’ll learn how to: • Sketch out a Roth conversion game plan before the year gets away from you • Use market pullbacks to your advantage when converting to Roth • Make IRA contributions early so your dollars have more time to compound • Review last year’s distribution rate and stay in that 4%–5% “sustainable” zone • Rebalance your portfolio thoughtfully so it supports your long-term goals   Ryan and Zane also share how they walk Zynergy members through these same steps every February, and why getting them done early in the year can make the rest of 2026 feel calmer, clearer, and more intentional.   Note: Contribution limits and related numbers discussed in this episode are based on 2025 guidelines.   For ongoing insights and planning tips, subscribe to the Retirement GPS Podcast and follow Zynergy Retirement on Instagram, Facebook, and LinkedIn to keep your retirement on course.