In this episode of the Retirement IQ Podcast, retirement wealth coach John Springer tackles a concern he hears all the time from friends and family: “I wish I’d never bought RRSPs.” That frustration usually comes from the shock of paying tax when RRSP money is withdrawn. In this episode, John sets the record straight and explains why RRSPs are not the problem — poor planning is. John walks through how RRSPs are designed to work, from tax-deductible contributions during high-earning years to t...
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In this episode of the Retirement IQ Podcast, retirement wealth coach John Springer tackles a concern he hears all the time from friends and family: “I wish I’d never bought RRSPs.” That frustration usually comes from the shock of paying tax when RRSP money is withdrawn. In this episode, John sets the record straight and explains why RRSPs are not the problem — poor planning is. John walks through how RRSPs are designed to work, from tax-deductible contributions during high-earning years to t...
Episode #2: Why You Need a Retirement Plan (Not Just an Investment Plan)
Retirement IQ
9 minutes
3 months ago
Episode #2: Why You Need a Retirement Plan (Not Just an Investment Plan)
In this episode of the Retirement IQ Podcast, retirement wealth coach John Stregger explains why a true retirement plan goes far beyond investment strategies. Discover how to align your money with your values and goals, the difference between a retirement plan and an investment plan, and why your plan should be a living document that evolves with life changes, markets, and tax laws. Packed with real client stories and practical advice, this episode will help you build a retirement strategy th...
Retirement IQ
In this episode of the Retirement IQ Podcast, retirement wealth coach John Springer tackles a concern he hears all the time from friends and family: “I wish I’d never bought RRSPs.” That frustration usually comes from the shock of paying tax when RRSP money is withdrawn. In this episode, John sets the record straight and explains why RRSPs are not the problem — poor planning is. John walks through how RRSPs are designed to work, from tax-deductible contributions during high-earning years to t...
