Retirement planning isn't one-size-fits-all. In this eye-opening episode of Retirement Solutions for All Ages, host Ruth, The Retirement Mortgage Expert, explores the surprising ways millennials are forging their own path to financial independence, completely different from Gen X.Based on an article by Kiplinger's Donna Fuscaldo, discover why millennials are starting to save earlier, embracing a higher-risk investment approach, and using tech and professional advice to their advantage. We'll also examine Gen X's more cautious, independent mindset and the defining moments that shaped their financial habits.Will the millennial strategy pay off? Or will Gen X's traditional methods win the long game? Tune in to understand the generational divide in retirement planning and how both groups share the same core worry: outliving their savings. Learn to identify your own financial mindset and find the right path for your unique goals, regardless of your generation.#RetirementPlanning #FinancialFreedom #Millennials #GenX #PersonalFinance #Investing #MoneyManagement #RetirementSolutions #Kiplinger #401k #WealthManagement #MortgageExpert #FinancialAdvice #CompoundingInterest #ruthatnexa #4flloans #4ncloans #mortgage #homebuyer #reversemortgage #jokeoftheday #grandmasontheroof