Go beyond budgeting! In this insightful episode of "Retirement Solutions for All Ages," host Ruth, The Retirement Mortgage Expert, uncovers the true meaning of financial literacy. It's not just about numbers; it's about mindset, upbringing, and psychology. Discover how deeply ingrained beliefs about money, often passed down through generations, shape your financial decisions – especially when it comes to home equity and mortgages.

Ruth shares personal stories and reveals the "Tale of Two Brothers," illustrating how modern financial strategies, embraced by the affluent, can lead to significantly greater wealth and security compared to outdated "pay it off fast" mentalities. Learn why holding onto large amounts of home equity can be a disadvantage and how leveraging your assets can provide more liquidity, safety, and a higher rate of return. This episode will challenge your assumptions and empower you to cultivate a financial mindset that truly builds wealth and freedom.

Film credits to: Grapes of Wrath, The Adam's Family, Mary Poppins, and It's a Wonderful Life.

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