What if the best retirement plan started the day a child was born?In this episode of "Retirement Solutions for All Ages," host Ruth, the Retirement Mortgage Expert, reveals how parents and grandparents can give the ultimate gift: financial freedom. We explore a game-changing strategy that goes beyond college funds to set up a child for lifelong success.You'll discover:The incredible power of starting a retirement fund for a child from birth and the magic of compounding interest.How a teenager with a part-time job can qualify to buy a home at 18 years old.The innovative strategy of using roommates as wealth-building partners to pay down a mortgage and build equity.Why getting on the property ladder early can lead to a net worth 40 times higher than that of renters.How to create a legacy of financial stability through homeownership, not just a college degree.This isn't just about buying a house; it's about providing a blueprint for financial independence that can be leveraged throughout a lifetime. Join us to learn how to turn a high school job into a down payment and empower the next generation to shape their financial future.Keywords: retirement planning, generational wealth, financial literacy, buying a home at 18, first-time home buyer, mortgage for young adults, compounding interest, real estate investment, building equity, parents helping children, grandparents gift, financial freedom, retirement solutions, NEXA Mortgage, Ruth the Retirement Mortgage Expert, property ladder, financial planning for kids, college fund alternatives, homeownership, financial independence.#ruthatnexa #4flloans #4ncloans #mortgage #homebuyer #reversemortgage