2025 looked like a great year on paper — but most investors didn’t experience those returns. In this episode, we break down what really happened beneath the indexes, why passive investing masked widespread underperformance, and how a dividend-first, total-return strategy quietly outperformed the market. We walk through: Why the S&P 500’s gains were driven by ~7 stocksWhich unexpected sectors crushed it (utilities, REITs, commodities)Why many “obvious” AI and tech plays underperformedThe b...
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2025 looked like a great year on paper — but most investors didn’t experience those returns. In this episode, we break down what really happened beneath the indexes, why passive investing masked widespread underperformance, and how a dividend-first, total-return strategy quietly outperformed the market. We walk through: Why the S&P 500’s gains were driven by ~7 stocksWhich unexpected sectors crushed it (utilities, REITs, commodities)Why many “obvious” AI and tech plays underperformedThe b...
122 - How Financial Trauma Shapes Your Money Habits (And How to Heal Them)
Roaming Returns
1 hour 3 minutes
3 months ago
122 - How Financial Trauma Shapes Your Money Habits (And How to Heal Them)
Money problems aren’t just about math—they’re about mindset. In this episode, we explore the hidden side of personal finance: financial trauma, money scripts, and the emotional patterns that quietly sabotage your wealth. We cover: How financial trauma shows up in your body and relationships.Why scarcity budgeting creates “whiplash” overspending.The cultural money myths keeping Americans broke.Practical rewiring tools: automation, emotional triggers, spending rituals, and account structures.Th...
Roaming Returns
2025 looked like a great year on paper — but most investors didn’t experience those returns. In this episode, we break down what really happened beneath the indexes, why passive investing masked widespread underperformance, and how a dividend-first, total-return strategy quietly outperformed the market. We walk through: Why the S&P 500’s gains were driven by ~7 stocksWhich unexpected sectors crushed it (utilities, REITs, commodities)Why many “obvious” AI and tech plays underperformedThe b...
