Brian Decker - Owner and Founder - Decker Retirement Planning
115 episodes
3 weeks ago
Year-end is one of the few windows where decisions—or inaction—can materially affect how much of your money you actually keep in retirement. In this episode, Brian Decker and Marc Knauss, CFP(R) discuss the real-world tax and estate challenges retirees and near-retirees face as the calendar closes—and why waiting can quietly cost you.
In this conversation, you’ll hear about:
How reallocating risk late in life can trigger unexpected tax bills if handled incorrectly
What happens when highly appreciated stocks or real estate are sold without a plan
Ways retirees get caught off guard by one-time income spikes that push them into higher tax brackets
Why some company retirement plans can create avoidable tax exposure when large positions are involved
How timing decisions today can dramatically affect lifetime taxes and what passes to heirs
Common estate planning oversights that lead to family tension, delays, or unnecessary costs
Why many people think they have a plan—until a tax event or health issue proves otherwise
If you’re within 5–10 years of retirement, or already retired, this episode will help you think differently about taxes, income, and legacy—before year-end decisions are locked in.
Learn more at DeckerRetirementPlanning.com or call 833-707-3030.
This content is for informational purposes only and is not individualized investment, tax, or legal advice. Investing involves risk, including loss of principal. Consult a qualified professional regarding your specific situation.
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Year-end is one of the few windows where decisions—or inaction—can materially affect how much of your money you actually keep in retirement. In this episode, Brian Decker and Marc Knauss, CFP(R) discuss the real-world tax and estate challenges retirees and near-retirees face as the calendar closes—and why waiting can quietly cost you.
In this conversation, you’ll hear about:
How reallocating risk late in life can trigger unexpected tax bills if handled incorrectly
What happens when highly appreciated stocks or real estate are sold without a plan
Ways retirees get caught off guard by one-time income spikes that push them into higher tax brackets
Why some company retirement plans can create avoidable tax exposure when large positions are involved
How timing decisions today can dramatically affect lifetime taxes and what passes to heirs
Common estate planning oversights that lead to family tension, delays, or unnecessary costs
Why many people think they have a plan—until a tax event or health issue proves otherwise
If you’re within 5–10 years of retirement, or already retired, this episode will help you think differently about taxes, income, and legacy—before year-end decisions are locked in.
Learn more at DeckerRetirementPlanning.com or call 833-707-3030.
This content is for informational purposes only and is not individualized investment, tax, or legal advice. Investing involves risk, including loss of principal. Consult a qualified professional regarding your specific situation.
Join Brian Decker and Arrin Wray as they unpack the three “compounding risks” that can threaten your nest egg—and show you how to turn them into advantages:
Why delaying taxes in a traditional IRA could cost you (and your heirs) over $1 million, and how proactive Roth conversions lock in today’s rates.
Five proven inflation hedges—from planned cost-of-living adjustments to strategic home-equity moves—to keep your spending power intact.
The hidden danger of sequence-of-return risk and why distribution strategies with laddered, principal-protected accounts are your best defense.
Download free checklists, a sample income plan, and “The Decker Approach” book at DeckerRetirementPlanning.com → Safer Retirement Education.
Schedule your no-cost retirement review today: 833-707-3030.
Safer Retirement Radio
Year-end is one of the few windows where decisions—or inaction—can materially affect how much of your money you actually keep in retirement. In this episode, Brian Decker and Marc Knauss, CFP(R) discuss the real-world tax and estate challenges retirees and near-retirees face as the calendar closes—and why waiting can quietly cost you.
In this conversation, you’ll hear about:
How reallocating risk late in life can trigger unexpected tax bills if handled incorrectly
What happens when highly appreciated stocks or real estate are sold without a plan
Ways retirees get caught off guard by one-time income spikes that push them into higher tax brackets
Why some company retirement plans can create avoidable tax exposure when large positions are involved
How timing decisions today can dramatically affect lifetime taxes and what passes to heirs
Common estate planning oversights that lead to family tension, delays, or unnecessary costs
Why many people think they have a plan—until a tax event or health issue proves otherwise
If you’re within 5–10 years of retirement, or already retired, this episode will help you think differently about taxes, income, and legacy—before year-end decisions are locked in.
Learn more at DeckerRetirementPlanning.com or call 833-707-3030.
This content is for informational purposes only and is not individualized investment, tax, or legal advice. Investing involves risk, including loss of principal. Consult a qualified professional regarding your specific situation.
