Brian Decker - Owner and Founder - Decker Retirement Planning
115 episodes
3 weeks ago
Year-end is one of the few windows where decisions—or inaction—can materially affect how much of your money you actually keep in retirement. In this episode, Brian Decker and Marc Knauss, CFP(R) discuss the real-world tax and estate challenges retirees and near-retirees face as the calendar closes—and why waiting can quietly cost you.
In this conversation, you’ll hear about:
How reallocating risk late in life can trigger unexpected tax bills if handled incorrectly
What happens when highly appreciated stocks or real estate are sold without a plan
Ways retirees get caught off guard by one-time income spikes that push them into higher tax brackets
Why some company retirement plans can create avoidable tax exposure when large positions are involved
How timing decisions today can dramatically affect lifetime taxes and what passes to heirs
Common estate planning oversights that lead to family tension, delays, or unnecessary costs
Why many people think they have a plan—until a tax event or health issue proves otherwise
If you’re within 5–10 years of retirement, or already retired, this episode will help you think differently about taxes, income, and legacy—before year-end decisions are locked in.
Learn more at DeckerRetirementPlanning.com or call 833-707-3030.
This content is for informational purposes only and is not individualized investment, tax, or legal advice. Investing involves risk, including loss of principal. Consult a qualified professional regarding your specific situation.
All content for Safer Retirement Radio is the property of Brian Decker - Owner and Founder - Decker Retirement Planning and is served directly from their servers
with no modification, redirects, or rehosting. The podcast is not affiliated with or endorsed by Podjoint in any way.
Year-end is one of the few windows where decisions—or inaction—can materially affect how much of your money you actually keep in retirement. In this episode, Brian Decker and Marc Knauss, CFP(R) discuss the real-world tax and estate challenges retirees and near-retirees face as the calendar closes—and why waiting can quietly cost you.
In this conversation, you’ll hear about:
How reallocating risk late in life can trigger unexpected tax bills if handled incorrectly
What happens when highly appreciated stocks or real estate are sold without a plan
Ways retirees get caught off guard by one-time income spikes that push them into higher tax brackets
Why some company retirement plans can create avoidable tax exposure when large positions are involved
How timing decisions today can dramatically affect lifetime taxes and what passes to heirs
Common estate planning oversights that lead to family tension, delays, or unnecessary costs
Why many people think they have a plan—until a tax event or health issue proves otherwise
If you’re within 5–10 years of retirement, or already retired, this episode will help you think differently about taxes, income, and legacy—before year-end decisions are locked in.
Learn more at DeckerRetirementPlanning.com or call 833-707-3030.
This content is for informational purposes only and is not individualized investment, tax, or legal advice. Investing involves risk, including loss of principal. Consult a qualified professional regarding your specific situation.
Risk Reduction in Retirement: Why the 4% Rule Fails and What to Do Instead | Episode 131
Safer Retirement Radio
55 minutes 58 seconds
7 months ago
Risk Reduction in Retirement: Why the 4% Rule Fails and What to Do Instead | Episode 131
In this episode of Safer Retirement Radio, Brian Decker and Marc Knauss, CFP(R) break down the myths and mistakes of traditional retirement strategies—and show you what to do instead.
You’ll learn:
Why the 4% rule often fails in flat or volatile markets
How sequence of return risk can derail your income
The three key ways Decker Retirement Planning reduces risk
How momentum strategies protect your investments during downturns
Why Roth conversions and smart tax placement can save you six figures in retirement taxes
Whether you’re already retired or planning to retire in the next 5–10 years, this episode gives you actionable insights to protect your nest egg and retire with confidence.
👉 Learn more or schedule your free visit: https://deckerretirementplanning.com
📞 Call today: 833-707-3030
Safer Retirement Radio
Year-end is one of the few windows where decisions—or inaction—can materially affect how much of your money you actually keep in retirement. In this episode, Brian Decker and Marc Knauss, CFP(R) discuss the real-world tax and estate challenges retirees and near-retirees face as the calendar closes—and why waiting can quietly cost you.
In this conversation, you’ll hear about:
How reallocating risk late in life can trigger unexpected tax bills if handled incorrectly
What happens when highly appreciated stocks or real estate are sold without a plan
Ways retirees get caught off guard by one-time income spikes that push them into higher tax brackets
Why some company retirement plans can create avoidable tax exposure when large positions are involved
How timing decisions today can dramatically affect lifetime taxes and what passes to heirs
Common estate planning oversights that lead to family tension, delays, or unnecessary costs
Why many people think they have a plan—until a tax event or health issue proves otherwise
If you’re within 5–10 years of retirement, or already retired, this episode will help you think differently about taxes, income, and legacy—before year-end decisions are locked in.
Learn more at DeckerRetirementPlanning.com or call 833-707-3030.
This content is for informational purposes only and is not individualized investment, tax, or legal advice. Investing involves risk, including loss of principal. Consult a qualified professional regarding your specific situation.
