The new year is the right time to take a clear look at how taxes, required withdrawals, and income decisions can quietly shape the rest of your retirement. In this episode of Safer Retirement Radio, Brian Decker and Arrin Wray walk through the most common tax and planning issues retirees and near-retirees face—and why understanding them early can help you avoid unnecessary taxes, missed opportunities, and future stress. In this conversation, you’ll hear about: How required withdrawals work later in retirement—and why misunderstanding them can create avoidable tax pressure Why the timing of tax decisions matters more than most people realize How portfolio changes can unintentionally trigger taxes if handled without a plan Ways charitable giving fits into an overall income and tax strategy The difference between decisions that must be made during the year and those that can be adjusted later What information your CPA and planning team actually need to help you make better decisions If you’re within 5–10 years of retirement, or already retired, this episode provides clarity on how taxes, income, and planning decisions work together—and where many retirees unknowingly go wrong. Learn more: DeckerRetirementPlanning.com Schedule a conversation: 833-707-3030 This content is for informational purposes only and is not tax or legal advice. Investing involves risk, including the potential loss of principal.