Brian Decker - Owner and Founder - Decker Retirement Planning
115 episodes
3 weeks ago
Year-end is one of the few windows where decisions—or inaction—can materially affect how much of your money you actually keep in retirement. In this episode, Brian Decker and Marc Knauss, CFP(R) discuss the real-world tax and estate challenges retirees and near-retirees face as the calendar closes—and why waiting can quietly cost you.
In this conversation, you’ll hear about:
How reallocating risk late in life can trigger unexpected tax bills if handled incorrectly
What happens when highly appreciated stocks or real estate are sold without a plan
Ways retirees get caught off guard by one-time income spikes that push them into higher tax brackets
Why some company retirement plans can create avoidable tax exposure when large positions are involved
How timing decisions today can dramatically affect lifetime taxes and what passes to heirs
Common estate planning oversights that lead to family tension, delays, or unnecessary costs
Why many people think they have a plan—until a tax event or health issue proves otherwise
If you’re within 5–10 years of retirement, or already retired, this episode will help you think differently about taxes, income, and legacy—before year-end decisions are locked in.
Learn more at DeckerRetirementPlanning.com or call 833-707-3030.
This content is for informational purposes only and is not individualized investment, tax, or legal advice. Investing involves risk, including loss of principal. Consult a qualified professional regarding your specific situation.
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Year-end is one of the few windows where decisions—or inaction—can materially affect how much of your money you actually keep in retirement. In this episode, Brian Decker and Marc Knauss, CFP(R) discuss the real-world tax and estate challenges retirees and near-retirees face as the calendar closes—and why waiting can quietly cost you.
In this conversation, you’ll hear about:
How reallocating risk late in life can trigger unexpected tax bills if handled incorrectly
What happens when highly appreciated stocks or real estate are sold without a plan
Ways retirees get caught off guard by one-time income spikes that push them into higher tax brackets
Why some company retirement plans can create avoidable tax exposure when large positions are involved
How timing decisions today can dramatically affect lifetime taxes and what passes to heirs
Common estate planning oversights that lead to family tension, delays, or unnecessary costs
Why many people think they have a plan—until a tax event or health issue proves otherwise
If you’re within 5–10 years of retirement, or already retired, this episode will help you think differently about taxes, income, and legacy—before year-end decisions are locked in.
Learn more at DeckerRetirementPlanning.com or call 833-707-3030.
This content is for informational purposes only and is not individualized investment, tax, or legal advice. Investing involves risk, including loss of principal. Consult a qualified professional regarding your specific situation.
What Does the S&P 500’s Recent Move Mean for Your Retirement? | Episode 126
Safer Retirement Radio
55 minutes 58 seconds
9 months ago
What Does the S&P 500’s Recent Move Mean for Your Retirement? | Episode 126
🎙️ In This Episode:
Market volatility is a reality—so how do you protect your retirement savings while still growing your wealth? In Episode 126 of Safer Retirement Radio, Brian Decker and Marc Knauss break down the latest market trends and reveal strategies to help retirees reduce risk while ensuring a stable income.
📉 Key Topics Discussed:
✅ The impact of the S&P 500 crossing its 200-day moving average
✅ The concentration risk of the "Magnificent Seven" tech stocks
✅ Why traditional buy-and-hold strategies may not work in retirement
✅ How principal-guaranteed accounts and sector rotation strategies can enhance your portfolio
✅ Interest rate risks and how to manage them effectively
🔍 Whether you're recently retired or within 5-10 years of retirement, this episode will provide actionable insights to help you secure your financial future.
💡 Want More?
Download Brian Decker’s book The Decker Approach, explore the Three Principles of Retirement, and access free retirement planning resources at https://deckerretirementplanning.com/
📞 Get Personalized Retirement Guidance
Call 833-707-3030 for a complimentary consultation with one of our expert advisors.
🔊 Listen now and take control of your retirement future!
Safer Retirement Radio
Year-end is one of the few windows where decisions—or inaction—can materially affect how much of your money you actually keep in retirement. In this episode, Brian Decker and Marc Knauss, CFP(R) discuss the real-world tax and estate challenges retirees and near-retirees face as the calendar closes—and why waiting can quietly cost you.
In this conversation, you’ll hear about:
How reallocating risk late in life can trigger unexpected tax bills if handled incorrectly
What happens when highly appreciated stocks or real estate are sold without a plan
Ways retirees get caught off guard by one-time income spikes that push them into higher tax brackets
Why some company retirement plans can create avoidable tax exposure when large positions are involved
How timing decisions today can dramatically affect lifetime taxes and what passes to heirs
Common estate planning oversights that lead to family tension, delays, or unnecessary costs
Why many people think they have a plan—until a tax event or health issue proves otherwise
If you’re within 5–10 years of retirement, or already retired, this episode will help you think differently about taxes, income, and legacy—before year-end decisions are locked in.
Learn more at DeckerRetirementPlanning.com or call 833-707-3030.
This content is for informational purposes only and is not individualized investment, tax, or legal advice. Investing involves risk, including loss of principal. Consult a qualified professional regarding your specific situation.
