Listeners, it's Scotty here—your friendly neighborhood scam sniffer, cyber sleuth, and hacking sage. If you're tuning in right now, congratulations: you’re officially immune to boredom and about to get a crash course in how not to get digitally mugged this week.
Right out of the gate, scam activity across the internet is having a record-breaking surge as we barrel toward Black Friday and the holidays. According to recent data by Bolster AI, phishing attacks and smishing—yep, that means those sketchy fake delivery text messages—are up as much as 122 percent for November. UPS, FedEx, Amazon… you name it, scammers are impersonating them. The scam? “Missed delivery, pay this customs fee”—but where does that payment go? Straight into Scammer Stan’s pocket, not your local post office.
The fake online stores game has also gone into hyperdrive. Picture this: you’re scrolling through Instagram and see a brand-new sneaker site, 90% off Adidas. Sorry, Cinderella, those shoes aren’t arriving and neither is your money. Even the chatbots on these sites are fakes, ready to sweet-talk you into handing over your credit card—until the only thing left in your account is regret.
Have you scanned a QR code lately? That fancy square could reroute you to a phishing bomb. Physical mail, posters, even those “track your holiday package” SMS links—QR fraud is everywhere. Pro tip: always check the URL preview before you scan, and never enter sensitive details on a site you don’t trust.
Gift card scams are going strong, too. A favorite target this season: employees receiving emails from “the boss” asking for urgent gift cards for “client gifts.” If your boss ever asks you for gift cards over email or text, it’s less about holiday cheer and more about criminal mischief.
Now, let's talk real-life scam busts: In DeSoto, Missouri, cops ran a sting operation and nabbed a guy trying to pick up $30,000 in cash from a victim duped by someone pretending to be both the FBI and Social Security. The lesson here? Any caller who says they're from a government agency, demanding cash or personal info, is probably a scammer—hung up, locked out, do not pass Go.
And our Florida listeners, big heads up: NBC News just spotlighted a Vietnam vet ready to dump thousands into a Bitcoin ATM after a scam pop-up convinced him his bank account was hacked. Police stepped in before he sent his honest cash into a crypto black hole, but annual losses from these ATM scams now top $100 million nationwide. If someone tells you to put money in crypto to "save" it, rethink your trust settings—hard.
What’s the takeaway? Don’t click on random links or scan QR codes from messages or mail you weren’t expecting. Verify any urgent request directly, especially when it sounds like trouble at your bank, an unpaid toll, or a family “emergency.” Never let someone you don’t know remotely access your computer or ask you to pay with gift cards or crypto. If your gut says weird, slow down and check it with someone you trust—maybe your favorite scam expert named Scotty.
If you spot a scam—or just want to sharpen your defenses—the FTC’s new “How I’ll Avoid a Scam: My Action Plan” tool is worth printing and sticking somewhere visible. Help your family do the same, spread the word, and report suspicious activity to ReportFraud.ftc.gov, because nothing says “holiday spirit” like ruining a scammer’s day.
Stay savvy and sanitized, scam busters. Thanks for tuning in, and don’t forget to subscribe. This has been a quiet please production, for more check out quiet please dot ai.
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