Hey listeners, Scotty here, your friendly neighborhood scam nerd, coming to you from the front lines of what the bad guys have been up to this week.

Let’s start with the phones in your pockets. Citizens National Bank in Texas just warned that scammers are spoofing the bank’s real support number and calling customers, pretending to be from “fraud prevention.” They ask for one-time passcodes, online banking passwords, even remote access to your phone. Citizens National Bank says they will never call you for that info, so if someone does, you hang up, flip your card over, call the number on the back, and verify for yourself.

The same playbook is hitting taxes. The IRS is warning about phishing emails, sketchy texts, and social media “tax tips” that tell you to lie on returns or claim secret credits. The IRS reminds everyone: they do not email, text, or DM you demanding immediate payment. If a “tax agent” is rushing you, it’s not compliance, it’s a con.

Scams aren’t just digital theory either; people are getting arrested. In Cambodia, ANC News reports that authorities just picked up an alleged mastermind and two others behind a massive crypto scam targeting investors in China. Police say they lured victims with fake high-return investments, then moved the money through crypto and shell companies before extradition caught up with them. When you hear “guaranteed” profits in crypto, remember that story and walk away.

On the U.S. side, EastIdahoNews, via Danielle Kingston of A+ Idaho Bail Bonds, is flagging a brutal jail-bond scam. Callers pretend to be law enforcement or a bail bond company and tell you your jailed family member will be “re-arrested” unless you pay more for things like ankle monitors. They use real inmate details pulled from public rosters to sound legit. The Bonneville County Sheriff’s Office says: don’t pay a dime until you hang up and call the jail, the court, or your actual bondsman on a verified number.

And then there’s 2026’s favorite villain: AI. Choice in Australia is warning about AI video clones, where scammers deepfake celebrities like Kevin Costner or even your boss and hop on a video call asking for money. Veriff’s new fraud report says criminals are now using AI to mass-generate fake documents, voices, and faces, making romance scams and investment schemes look painfully real.

Here’s what I want you to remember to dodge all of this. First, slow down; urgency is a weapon. Second, never give one-time passcodes, full card numbers, or remote access to anyone who contacts you first, no matter what name shows on caller ID. Third, verify using your own channel: numbers from official sites, your card, or a saved contact you trust. And finally, be skeptical of anything that feels custom-made for you: the perfect investment, the perfect partner, or the perfect panic.

Thanks for tuning in, listeners, and don’t forget to subscribe so Scotty can keep you one patch ahead of the scammers. This has been a quiet please production, for more check out quiet please dot ai.

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This content was created in partnership and with the help of Artificial Intelligence AI